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There are a lot of things to consider before purchasing diamond jewelry - particularly your future wife’s engagement ring sets. The tradition of presenting a woman with a diamond engagement ring when making a marriage proposal began centuries ago - 1477 to be precise - when Archduke Maximilian of Austria presented a diamond ring to Mary of Burgundy - and in most cases, the girl you propose to is entitled to expect a ring to accompany that proposal!

First, determine how much ring your money runs to. Most people use the ‘two months’ salary’ rule. This states that the ring will cost the equivalent of two months of whatever your current salary is. When you consider that you have other items to pay for, saving up this amount of money could take some time. You should want to consider financing. Just visit your chosen jeweler and inform them you plan to buy an engagement ring, and that financing will be necessary. Don’t delay - get the credit check over and done with, find out what the payments will be, and how much of a payment in advance is expected.

The next thing is, have your sister, mother or your girlfriend’s best friend take your girlfriend out shopping, and make certain that they have a good look at the engagement rings so you can get an idea of what she might prefer. Make sure that the jewelry shop you purchase the ring from will let you return the ring, if it is necessary, or let your fiancee to swap it for another if she is not completely satisfied with her ring!

Well, an engagement ring can be prohibitively expensive, and it can be a real problem to a young man looking to get started on life’s journey. Fortunately, there is a much cheaper alternative to natural diamonds - cubic zirconia. In the current economic and financial climate, a cubic zirconia engagement ring could be a god send.

Perhaps your girlfriend will like a piece of this celebrity inspired jewelry which doesn’t cost the earth.